verifyforzoho.html
google-site-verification=3UsqohX1v2Moi7rRUAFIy_y_kK4G-I_GnoxbkyetCww
top of page

Looking for $2M+ in financing?
Get custom funding options here.

Acquisition Financing for $2M–$25M Deals

Get matched with banks and private credit to close acquisitions in 24–48 hours.

For companies generating $2M+ in revenue

Recent transactions:

​

  • ✔ $5M Acquisition — Healthcare

  • ✔ $10M Acquisition — Distribution

  • ✔ $15M Recapitalization — Industrial

We help you close through:

​

  • Buyer financing (banks & private credit)

  • Deal structuring & introductions

  • Direct capital for select $10M+ opportunities

How It Works:​

​

  1. Submit acquisition details

  2. We structure the deal

  3. Match with lenders (24–48 hrs)

  4. Close

PPFG womans hands higher resolution for video_edited.jpg

Financing a Business Acquisition

Secure capital to acquire a business using SBA, bank, or private credit solutions.

Core Financing Options

  • SBA 7(a) Loans: The most common government-backed option for acquisitions up to $5 million​

  • Leverage: Buyers can often finance up to 90% of the purchase, requiring only a 10% down payment.

​

  • Terms: Repayment periods typically range from 10 years for general acquisitions to 25 years if real estate is included.

​

  • New 2026 Rules: As of March 1, 2026, the SBA has expanded allowable base rates to include SOFR and Treasury Note Rates in addition to the Prime Rate.

​

  • Citizenship Update: Effective March 2026, businesses must be 100% owned by U.S. citizens or nationals to qualify; green card holders (LPRs) are no longer eligible for new SBA loans.

​

  • Seller Financing (Owner Carry): The seller provides a loan for a portion (typically 10% to 40%) of the purchase price.

​

  • Conventional Bank Loans: Standard term loans from banks or credit unions

​

​

​​

​

​

​

​

​​

​​

  • ROBS (Rollover as Business Startups): Tapping into 401(k) or traditional IRA funds to finance the purchase without early withdrawal penalties or taxes.

​

  • Equity Investors: Bringing on partners or private equity firms in exchange for an ownership stake.

​

  • Asset-Based Lending: Secured specifically against tangible assets being acquired, such as equipment, real estate, or inventory.

​​

  • Alternative/Online Lenders: Fintech companies providing faster decisions (sometimes within 48 hours) but typically at higher interest rates.

​

  • Mezzanine Financing: High-interest debt that sits between senior debt and equity; it is often used to bridge final funding gaps in complex deals.

​

​

​

​

​

  • SBA acquisition loans​

  • leveraged buyouts​

  • partner buyouts​

  • roll-up strategies

Esource Lending provides lending to investor properties in over 30 states. If you need to refinance or purchase a investment property start here
Lending in states including AL, AR,AZ, CA, CO, CT, FL, GA, HI, IA, IL, KS ,KY, LA, MA, MI ,MO, MS, MT, NC, NH, NJ, NM, NY, OH, OK, PA, SC, TN, TX, UT,VA, WA, WI, WV AND WY
Commercial lending available in all states except South Carolina and North Dakota.
We provide business loans across all 50 states, including Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Iowa, Illinois, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Missouri, Mississippi, Montana, North Carolina, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, and Wyoming, as well as in Canada.
bottom of page